Senator Mark Warner and Rep Susan DelBene has introduced bills into Congress for an experiment in portable benefits for freelancers:
Making benefits portable means allowing workers to keep them as they move from job to job, or gig to gig. In the US, there’s one portable benefit that everyone gets: social security. Workers keep the same account—administered by the federal government—when they switch jobs, and multiple employers can contribute to that same account on behalf of the same worker simultaneously.
There are also a handful of portable-benefit programs for independent workers exist in the US. The Black Car Fund in New York, for instance, is a workers-compensation fund for drivers, paid for by a 2.5% surcharge on their customers’ fares. The Freelancers Union, a federation of independent workers, offered access to a group insurance plan for people without traditional employers, until the Affordable Care Act made the model illegal (now the organization offers individual plans). Unions for building trades and actors administer benefit funds that multiple employers can pay into on behalf of workers.
This is a kind of thing that would actually stand a chance of passing if democrats were given a chance to have any kind of relevance.
Even if this experiment ultimately fails, at least we would be learning…
US legislators proposed a $20-million experiment that could bring benefits to gig-economy workers







